What salary is considered low income in Austin in 2025?

What salary is considered low income in Austin in 2025?

It's essential for renters, job seekers, and anyone budgeting in Austin's booming city to understand what salary is considered low income. Income categories determine eligibility for affordable housing, public aid, and other social services, so it's vital to know where you fit in Austin's economy.

As of early 2025, Austin, Texas, has experienced a significant decline in rental prices. According to Austin Cleaning Service, the median asking rent in Austin dropped by 22% from its peak in August 2023, now standing at approximately $1,399 per month.

Defining Low Income in Austin

Low income is generally defined in relation to the Area Median Income (AMI), which the U.S. Department of Housing and Urban Development (HUD) uses to determine income limits for affordable housing programs. For the Austin-Round Rock Metropolitan Statistical Area, the 2024 AMI is around $126,000 for a family of four.

  • Very Low Income: Families earning 50% or less of the AMI. For a family of four, this would be approximately $63,000 or lower per year.

  • Low Income: Families earning between 50% and 80% of the AMI, or approximately $63,000 to $101,000 for a family of four.

  • Moderate Income: Families earning between 80% and 120% of the AMI, or approximately $101,000 to $151,000.

These categories vary by household size and are used to determine eligibility for Section 8 vouchers, public housing, and other rental assistance programs.

Income Levels and Cost of Living

Recent research shows it takes about $101,587 a year for a single adult to live comfortably in Austin in 2025. For a household of four, that figure rises to about $233,376 per year. Compared to the 2023 median household income of $74,474, the gap reveals the financial pressure many residents face.

Middle-class wages in Austin range from approximately $60,995 to $183,002 annually, depending on household size and structure. Those earning less than this range are often considered low income and may qualify for housing support.

Minimum and Living Wages in Austin

Austin's minimum wage is $15.00 per hour, which is higher than the federal minimum of $7.25. However, a true living wage in the city is estimated at around $20.00 per hour for a single adult without dependents, accounting for the rising cost of living.

How Income Levels Affect Housing Options

Your income directly impacts the types of apartments you can afford. Low and very low-income households are the primary focus of affordable housing programs, where rent is adjusted based on income rather than market prices. With the median rent currently at about $1,399, many low-income families still struggle to find adequate housing without assistance.

Keeping Your Apartment Clean and Looking Ahead

Keeping your apartment clean helps you avoid unnecessary expenses and maintain a comfortable living space. Regular apartment cleaning preserves the condition of your unit and helps avoid potential fines or charges. Services like Sparkly Maid Orlando can keep your home neat and welcoming.

If you’re thinking of moving to Mexico or another destination, planning ahead and maintaining your current apartment’s condition will help ensure a smoother transition. When it’s time to move out, companies like Austin Cleaning Service offer professional cleaning to help secure your deposit and leave a good impression.

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